You may be miles away from the nearest body of water, but flooding is still a possibility, especially during the spring and fall storms. As a homeowner, you want to be properly covered with insurance. You probably know that under a standard homeowners insurance policy, flood damage is not covered. You need flood insurance. What […]
Read MoreCategory: Safety
What To Do If Your Pipes Freeze
We have been lucky that freezing temperatures have just joined us. With freezing temps comes water-related claims, such as frozen pipes. Frozen water pipes in your home are a problem in both cold and warm climates, which affect some quarter-million families each winter. Whether your home has plastic or copper pipes, they can freeze. We […]
Read MorePlease Beware of Animals Crossing Ahead
It is a terrifying test of your reflexes, if an animal jumps out in front of you while you are driving. You may be an excellent driver and you know the risk of a highway animal encounter, but do you know what to do when it happens? Most of us don’t, which could explain why […]
Read MoreWays To Reduce Workers’ Comp Costs
You know it’s bound to happen, one of your employees gets hurt while on the job. Some of your employees may be tempted to take advantage of workers’ compensation benefits. You can reduce the risk of paying more benefits than necessary by implementing a program that offers a good incentive to return to work. According […]
Read MoreKeeping Kids Safe In The Kitchen
It’s summertime. You’re home with the kids. They are hungry and don’t want a peanut butter and jelly sandwich again. You may think they are too young to be in the kitchen but the younger they are and the more time they get in the kitchen is beneficial. Not only will they learn healthy eating […]
Read More5 Small Business Basics for Liability Insurance
As an owner of a small business, you must protect your business from potential lawsuits and that’s where liability insurance comes into play. Liability policies vary greatly depending on what kind of business you own. You should do some research on a liability policy before placing your coverage. We have come up with five things […]
Read More10 Boating Safety Tips
It’s always a good idea to review boating safety rules before you set sail, no matter how much experience you have. We have found 10 basic boating safety tips to help keep you safe while you are on the water this summer. Be Weather-Wise: Always check your local weather before you depart. The TV and […]
Read MoreBBQ Safety
Tips for Barbecue and Grilling Everything has risks. Knowing what those risks are and how to reduce them is the secret to success. When cooking outdoors, whether hot and fast grilling or low and slow barbecue, there are a few things you need to know to make sure nothing goes wrong. Fire anywhere else can […]
Read MoreNavigating Outings Safely With Food Allergies
Celebrations with family and friends almost always center around food. While these visits are simply good times to many, for families of food allergy sufferers, an invite can mean preparing for a stressful event. People with food allergies experience reactions when they touch or eat food they are allergic to. Allergic reactions occur within minutes […]
Read MoreProtecting Yourself From Pool and Trampoline Dangers
Did you know that many home insurance companies will not cover policyholders with trampolines and have restrictions for policyholders with a pool. Check with us or current insurance agent before buying a trampoline or pool. Also please let us know if you have already purchased one. If you file an insurance claim involving a trampoline […]
Read More