Carbon monoxide (CO) is a colorless, odorless gas produced by the incomplete burning of any carbon-containing material, including gasoline, natural gas, propane, coal or wood. CO is dangerous because it replaces oxygen in the blood and interferes with the transport of needed oxygen to cells in the body. Safety Tips Many incidents involving carbon monoxide […]
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A Message to Our Loyal Customers from Owner, Bob Keller
Hi there, We wanted to give you an update of what is happening on the insurance side of things for the COVID-19, better known as the Coronavirus. Many are asking if Business Income or Business Interruption Coverage would cover a loss of business due to the Coronavirus. The short answer is “no”. In order for […]
Read MoreBrain Injury Awareness in Sports
The Brain Injury Association of America (BIAA) has proudly led the nation in observing Brain Injury Awareness Month by conducting an awareness campaign in March of each year. Coaches of every school athletic team and every extracurricular athletic activity should be trained to recognize the signs and symptoms of brain injury, says the BIAA. This […]
Read MoreFive Ways to Manage Commercial Property Risks
While you are on the hunt for a new space for your business, finding the right space requires the close consideration of several factors, like neighborhood, traffic, safety and compliance concerns. When you are going over your options, keep in mind that certain qualities of a particular space may increase your risk and impact […]
Read MoreWays to Protect Yourself from Identity Theft
According to the Insurance Information Institute, the number of consumers who fell victim of identity fraud was 14.4 million in 2018. Even though this number is lower than years past, these victims bore a heavier financial burden; 3.3 million people were responsible for some of the liability of the fraud committed against them. Identity theft […]
Read MoreSit Up Straight for Your Health’s Sake
We spend most of the day sitting at our computers that health and safety experts are getting seriously worried about the effect poor sitting posture may have long term health. They warn that poor posture can damage your spine, reduce your flexibility when move and affect your balance. It may even impact your digestive system […]
Read MoreDriving on Icy Roads
Living in the Midwest, we are no strangers to snow and how it can make driving in the winter difficult. Icy roads are one of the top causes of car accidents in the United States and cause hundreds of deaths each year. The state of Illinois ranked fifth for winter weather-related driving fatalities, with an […]
Read MoreProtect Your Home This Winter
Living in the Midwest, especially in Schaumburg and the rest of the Chicagoland area, extreme winter weather can lead to serious damage to your home. A frozen water pipe could burst and cause a flood in your home and basement. An ice dam within your gutter can divert the water to your interior walls, creating […]
Read More3 Things to Keep in Mind When You Host a Holiday Party
Whether you are prepping your family’s homemade, traditional recipes, cleaning your home for guests or decorating for the perfect holiday festivity, hosting a holiday party is a lot work. At the same time, it can be fun, and your guests may look forward to your party for weeks. We wish parties could be all fun […]
Read MoreBedtime Phone Eyesight Scare
Your smartphone could cause temporary blindness. This scare sounds a bit far fetch but, according to two reports, viewing a phone at night under certain circumstances can cause what is being called “transient smartphone blindness”. However, there is a simple solution. The victims were two women who had been repeatedly checking their phones in the […]
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