The Township of Schaumburg is hosting their annual Pack the Bus school supply drive, which help support District 54 low-income students on August 1st. We are a “Drop-Off” location and we are asking for your help and donations for this upcoming school year. From July 15th through July 31st, our office will be accepting donations; […]
Read MoreCategory: Home Insurance
Why You Should Consider Equipment Breakdown Coverage
You own a home and consequently have a homeowners insurance policy. This is the minimum amount of coverage you should have for this important asset. Equipment breakdown coverage is an additional, inexpensive endorsement that is meant to cover household appliances that stop working in a case of electrical or mechanical failure. A standard homeowners policy […]
Read MoreA Message to Our Loyal Customers from Owner, Bob Keller
Hi there, We wanted to give you an update of what is happening on the insurance side of things for the COVID-19, better known as the Coronavirus. Many are asking if Business Income or Business Interruption Coverage would cover a loss of business due to the Coronavirus. The short answer is “no”. In order for […]
Read MoreWill a Homeowners Insurance Claim Negatively Affect You?
Before making a claim, you should call your insurance agent. Being a homeowner, you know there are things that may breakdown or get damaged. There is a difference between regular maintenance and needing to file a homeowners insurance claim. Filing a homeowners claim can negatively affect you and may even lead to a non-renewal of […]
Read MoreDifference Between Actual Cash Value and Replacement Cost
The insurance industry can be tough to understand, that is why you must hold an insurance license to sell it. For consumers, understanding a few key terms will allow you to pick the coverages that are right for you and your situation. This starts with identifying the difference between actual cash value (ACV) and replacement […]
Read MoreWays to Protect Yourself from Identity Theft
According to the Insurance Information Institute, the number of consumers who fell victim of identity fraud was 14.4 million in 2018. Even though this number is lower than years past, these victims bore a heavier financial burden; 3.3 million people were responsible for some of the liability of the fraud committed against them. Identity theft […]
Read MoreInsurance Deductibles – How Do They Work?
Not everyone knows the ins and outs of insurance; so if you are wondering how your insurance deductibles work, that’s ok, we are going to explain that in this post. What is a deductible? An insurance deductible is the amount you, the insured, pay before any claim is paid by your insurance carrier. Depending on […]
Read MoreLet’s Get Organized!
January is a time for a new beginning and setting personal goals. The National Association of Professional Organizers (NAPO) has named January “Get Organized & Be Productive (GO) Month”. Getting organize can seem like a daunting and overwhelming task for many of us. The list of things to be organized seems so reasonable at the […]
Read MoreDe-Ice Your Driveway with These 5 Effective Ways
Winters in the Chicago suburbs can turn your driveway into an ice rink. We wanted to share five of the most effective ways to de-ice your driveway and walkways. We will also share tips on how to prevent ice from accumulating in the first place. Rock Salt: This is the most common way to de-ice […]
Read MoreProtect Your Home This Winter
Living in the Midwest, especially in Schaumburg and the rest of the Chicagoland area, extreme winter weather can lead to serious damage to your home. A frozen water pipe could burst and cause a flood in your home and basement. An ice dam within your gutter can divert the water to your interior walls, creating […]
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