Before making a claim, you should call your insurance agent. Being a homeowner, you know there are things that may breakdown or get damaged. There is a difference between regular maintenance and needing to file a homeowners insurance claim. Filing a homeowners claim can negatively affect you and may even lead to a non-renewal of […]
Read MoreAuthor: Vicki Colletti
Difference Between Actual Cash Value and Replacement Cost
The insurance industry can be tough to understand, that is why you must hold an insurance license to sell it. For consumers, understanding a few key terms will allow you to pick the coverages that are right for you and your situation. This starts with identifying the difference between actual cash value (ACV) and replacement […]
Read MoreWays to Protect Yourself from Identity Theft
According to the Insurance Information Institute, the number of consumers who fell victim of identity fraud was 14.4 million in 2018. Even though this number is lower than years past, these victims bore a heavier financial burden; 3.3 million people were responsible for some of the liability of the fraud committed against them. Identity theft […]
Read MoreLet’s Get Organized!
January is a time for a new beginning and setting personal goals. The National Association of Professional Organizers (NAPO) has named January “Get Organized & Be Productive (GO) Month”. Getting organize can seem like a daunting and overwhelming task for many of us. The list of things to be organized seems so reasonable at the […]
Read MoreStuck at the Airport? Ways to Stay Sane
Traveling at the holidays is what you do to see your family and friends. Unfortunately, the winter season also brings snowstorms and other adverse weather conditions that can make travel challenging. Winter storms often cause flight delays or cancellations that can throw your planned trip off and have you stuck at the airport for hours. […]
Read MoreSit Up Straight for Your Health’s Sake
We spend most of the day sitting at our computers that health and safety experts are getting seriously worried about the effect poor sitting posture may have long term health. They warn that poor posture can damage your spine, reduce your flexibility when move and affect your balance. It may even impact your digestive system […]
Read MoreSix Fun Family Dinner Ideas
Are your family dinners starting to feel like a chore? Poor planning, picky eaters and crazy schedules, are you feeling like you are eating the same meal over and over again? Having a little creativity, family meals can be an opportunity for both parents and children to build stronger relationships while trying something new. Meals […]
Read MoreKeep Your Kids Screen-Free With These Fall Fun Ideas
The air is crisp, the leaves are changing, and the days are getting shorter. Pumpkin spice flavored everything means fall has arrived. Yes the kids have started school again; but there is still plenty of time to have fun outdoors before the winter weather rolls in. We came up with 25 screen-free activities you can […]
Read MoreWhy Having Renters Insurance is a Necessity
It is a misconception that renters insurance isn’t necessary. Many renters think that their belongings aren’t worth enough for coverage, or that renters insurance is super expensive. If renters were to take the time to asses the value of their belongings versus the cost of insurance, they may start thinking differently. Your “stuff” is worth […]
Read MoreFun Before Summer Ends
School is almost here. Summer break is ending, and you might be looking forward to some relaxation with having a break from the kids, but they might be down in the dumps because their vacation is coming to a close. No matter your situation, it is the perfect time to get some last-minute summer fun […]
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