As a parent, I remember the worry I had when my daughters finally chose which college they were going to attend. Being in the insurance business, I’ve thought about what is covered and not covered while my children were away to school, so I wanted to share what you should consider to protect your child […]
Read MoreAuthor: Robert Keller
Life Insurance Is Necessary For Small Business Owners
You have owned your business for numerous years and you know that your family depends on you for financial support. If you were to die, they wouldn’t be the only ones who are dependent on you. Your employees and partners do as well. Your death could mean the end of everything you work so hard […]
Read MoreRoommates Should Not Share Renter’s Insurance
You are probably thinking that since you and your roommate share the cost of rent, utilities, and grocery bill, you might as well share a renter’s insurance policy. Of course, you are trying save money and a few extra dollars can add up, except sharing your renter’s policy might cost you more in the long […]
Read MoreTree Trimming Tips for Landscaping Contractors
Spring is finally in the air and landscaping contractors across the state of Illinois are ready to get back to work. As you start to book jobs and prep all your equipment, please make sure you carve out some time to review safety. The time you spend on planning and training your employees will help […]
Read MoreAnnual Insurance Reviews Are Important
Most of us know and understand that having insurance is important. You don’t want to be without insurance when a problem strikes. What we may not realize is that protecting ourselves with insurance isn’t a once and done event. You wouldn’t wear the same pair of pants you did when you were five years old […]
Read MoreEvery Business Needs an Umbrella Policy
A commercial umbrella insurance policy is one of the least understood insurance policies in the industry. But with the world being “sue-happy” having a commercial umbrella could save your business assets in an unforeseen storm. It doesn’t matter if you own an auto body shop or a condo building; a slip or fall on your […]
Read MoreWhat is Full Glass Coverage?
Full auto glass coverage pays for the cost to repair or replace your chipped windshield with no deductible. Full glass coverage is an additional option you can add to your personal or business auto policy. Depending on the state you live in, (in Illinois) you can add this coverage with having comprehensive coverage on the […]
Read MorePlease Beware of Animals Crossing Ahead
It is a terrifying test of your reflexes, if an animal jumps out in front of you while you are driving. You may be an excellent driver and you know the risk of a highway animal encounter, but do you know what to do when it happens? Most of us don’t, which could explain why […]
Read MoreShould I Bundle My Insurance?
From cell phone contracts to Internet packages, bundling is a popular way for companies of all kinds to hook you into multiple services, usually at a discounted price. If you have been in the market for a new insurance plan, if you are talking to an agent or searching online, you have probably come across […]
Read MoreWays To Reduce Workers’ Comp Costs
You know it’s bound to happen, one of your employees gets hurt while on the job. Some of your employees may be tempted to take advantage of workers’ compensation benefits. You can reduce the risk of paying more benefits than necessary by implementing a program that offers a good incentive to return to work. According […]
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